FY 2025: Ecobank posts N1.28Tn profit before tax

Ecobank Transnational Incorporated (ETI) has released its audited financial results for the full year ended December 31, 2025, demonstrating significant resilience and growth across its pan-African operations.

The Group reported a substantial 30% increase in Profit Before Tax (PBT), which climbed to ₦1.28 trillion from the ₦986.7 billion recorded in the previous fiscal year.

The financial statement, released on the Nigerian Exchange (NGX) on February 6, 2026, shows that Gross Earnings for the period reached ₦4.82 trillion, representing a 14% rise compared to ₦4.21 trillion in 2024.

Revenue followed a similar upward trajectory, growing by 18% to settle at ₦3.67 trillion. The bank's profitability was further bolstered by an Operating Profit before impairment charges of ₦1.89 trillion, marking a 29% improvement year-on-year.

On the balance sheet side, Ecobank’s total assets saw a 14% expansion, closing the year at ₦49.44 trillion. Customer deposits also grew by double digits to ₦36.45 trillion, reflecting continued confidence in the bank’s stability and reach.

Despite varying economic headwinds across its 33 African markets, the Group’s Profit After Tax (PAT) stood at ₦950 billion, a 29% increase that underscores its effective cost-management and revenue diversification strategies under the Growth, Transformation, and Returns agenda.