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DMO opens April 2022 FGN savings bond for subscription, reduces interest rate

The Debt Management Office (DMO), on behalf of the Federal Government has announced the offer for subscription of the February 2022 Federal Government Savings Bond to investors.

This disclosure is contained in a circular issued by the DMO and can be seen on its website noting that there are 2-year and 3-year savings bonds, with interest rates of 7.338per cent and 8.338per cent respectively.

A breakdown of the bonds shows that the 2-year FGN savings bond will be due on April 13, 2024, at 7.338per cent per annum and the 3-year FGN Savings Bond which will be due on April 13, 2025, at 8.338per cent per annum.

Opening Date — April 4th, 2022

Closing Date — April 8th, 2022

Settlement Date — April 13th, 2022

Coupon Payment Dates — July 13, October 13, January 13, and April 13

Unit of sale: N1,000 per unit subject to a minimum subscription of N5,000 and in multiples of N1,000 thereafter, subject to a maximum subscription of N50,000,000

A month-on-month comparison shows that the rates for the two tranches are lower compared to 9.47per cent and 10.47per cent offered for the 2-year FGN savings bond due March 16, 2024, and 3-year FGN Savings bond due March 16, 2025, respectively.

According to the disclosure, the security is backed by the full faith and credit of the Federal Government of Nigeria and charged upon the general assets of Nigeria.

The FGN Savings Bond qualifies as securities in which trustees can invest under the Trustee Investment Act.

It also qualifies as Government securities within the meaning of Company Income Tax Act (“CITA”) and Personal Income Tax Act (“PITA”) for Tax Exemption for Pension Funds, among other investors.

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