Q1 2026: Zenith Bank declares ₦920.4bn PBT, proposes ₦3.50 final dividend for 2025

7 Apr 2026

Zenith Bank Plc has reinforced its position as a dominant force in the African financial landscape, following the release of its audited results for the 2025 financial year and an impressive start to the first quarter of 2026.

The Tier-1 lender reported a milestone Profit Before Tax (PBT) of ₦920.4 billion for the full year 2025, a significant surge from the previous year, while Gross Earnings climbed to ₦2.85 trillion.

Profit After Tax for the period also settled at ₦754.2 billion, supported by a massive expansion in total assets which now stand at ₦26.3 trillion.

In a move to reward its shareholders for its 2025 record-breaking performance, the Board of Directors has proposed a final dividend of ₦3.50 per share.

This brings the total dividend for the 2025 financial year to ₦4.00 per share, when combined with the ₦0.50 interim dividend previously distributed.

The bank has confirmed that the qualification date for the dividend is April 22, 2026, with electronic payments scheduled to commence on April 30, 2026, for all mandated shareholders.

The group’s upward trajectory has shown no signs of slowing down in the new fiscal year, as evidenced by its unaudited Q1 2026 results.

Within the first three months of 2026, Zenith Bank recorded a Profit Before Tax of ₦215.6 billion, representing a 15% growth over the same period in 2025.

Gross earnings for the quarter reached ₦720 billion, driven largely by robust interest income and gains from electronic banking channels.

An amalysis of the Bank’s results indicates that the Bank’s efficiency remains a key highlight of its operations, with the cost-to-income ratio improving to 34.5%, underscoring its status as one of the most efficiently managed financial institutions in the region.