The Group management expressed confidence in its ability to sustain the earnings momentum, highlighting the success of its digital expansion, improved asset yields, and strategic cost containment.
They noted that improved deposit mix and efficient deployment of new capital helped reduce funding costs for the second consecutive quarter, boosting the net interest margin to 10.1 per cent in Q2 2025, compared to 7.9 per cent in Q1.
Looking ahead, FCMB Group intends to deepen its retail and digital footprint while enhancing operational efficiency and credit risk management.
The focus for the second half of 2025 will be on consolidating capital, strengthening liquidity buffers, and sustaining profitability across all business segments. The Group’s diversified earnings base and improving cost efficiency suggest it is well-positioned to navigate Nigeria’s evolving financial landscape and deliver long-term shareholder value.