Participants in Lagos engaged in a practical exploration of personal finance on Friday during Nigerian NewsDirect’s “My Money and I” event, shifting the spotlight from mere earning potential to disciplined wealth management.
Rather than concentrating solely on income figures, the interactive forum addressed what happens once funds arrive guiding attendees through intentional spending habits, deliberate saving strategies, and the mechanics of deploying capital for long-term growth.
The session was led by Oluchukwu Chiadika, a financial educator, speaker, and founder of Your Personal Finance Girl (YPFG).
Chiadika urged participants to take active ownership of their money, emphasizing that financial stability requires clear intent across every phase of budgeting, saving, and investing.
Drawing from her own trajectory including recovering from the devastating loss of her life savings to an ill-fated investment in 2015 she highlighted the critical danger of chasing attractive returns without thoroughly evaluating the underlying risks.
Throughout the event, attendees examined the persistent challenge of balancing immediate living costs with future financial preparedness.
The central message underscored a transition from passive saving to purposeful financial planning, framing savings and investment vehicles not as mere reserve funds, but as active instruments designed to achieve tangible life milestones.
By fostering direct, grounded conversations on everyday monetary habits, the initiative continues to provide actionable blueprints for individuals seeking to preserve and multiply their earnings sustainably.