FCMB Group Plc has formally approved its audited financial statements for the year ended December 31, 2025, revealing a year of extraordinary fiscal growth and record-breaking earnings.
The results, finalized during a Board of Directors meeting on February 27, 2026, underscore the Group’s strengthened position within the Nigerian financial landscape as it moves to meet new regulatory capital requirements.
The audited figures confirm a massive surge in profitability, with profit before tax climbing to ₦200.9 billion, a 79% increase from the ₦112.1 billion reported in the 2024 fiscal year.
Profit after tax also saw a significant jump to ₦176.9 billion. This performance was primarily fueled by a dramatic rise in net interest income, which reached ₦502.9 billion, reflecting the Group’s ability to navigate a high-interest-rate environment and optimize its lending and investment portfolios.
In addition to the profit surge, the Group’s balance sheet showed robust expansion.
Total assets and customer deposits grew substantially, supported by the Group’s diversified digital banking initiatives and increased market share.
This financial momentum has been pivotal in the Group’s strategy to meet the Central Bank of Nigeria’s (CBN) ₦500 billion recapitalization mandate.
The Management of the Group confirmed that through a combination of its successful public offer and strategic subsidiary sales, the Group is well-positioned to satisfy the new capital threshold ahead of the March 31, 2026, deadline.
Following the approval of these results, the Board has proposed a dividend payment to shareholders, the details of which are currently awaiting final clearance from the Central Bank of Nigeria.
The Group noted that while the earnings justify a strong payout, the specific dividend per share and the timeline for payment will be officially communicated to the Nigerian Exchange (NGX) once regulatory protocols are concluded.
In compliance with listing rules, the Group’s closed period for trading in its shares remains in effect for all insiders and directors.
This restriction will be lifted 24 hours after the full audited reports are publicly filed.
The successful conclusion of the 2025 audit marks a milestone for FCMB Group, signaling its transition into a more capitalized and profitable phase of operation.